Credit Union of New Jersey will never ask for account number, debit credit card number, pin or password via e-mail, text or over the phone. Learn more about fraud prevention here.

Your deposits are protected by the National Credit Union Share Insurance Fund and are insured up to at least $250,000 per individual depositor.... Learn More

Important update to our ATM Network: Effective March 1, 2023, we no longer participate in the Allpoint ATM Network. You still have access to 30,000+ surcharge-free ATMs within the Co-op ATM Network.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Personal Loans

Make the most of your journey through life.

There are so many reasons you might need a Personal Loan or Line of Credit.

Just imagine the possibilities:

  • Planning a wedding
  • Arranging an amazing vacation
  • Getting cosmetic or elective surgery
  • Paying for an unexpected major appliance breakdown
  • Affording a completely unexpected major appliance or system repair or replacement
  • Adding security to your home
  • Making your backyard the perfect gathering place for parties

Whatever you can dream, you can do. You can borrow up to $25,000.00 with a term up to 60 months.

We offer three types of Personal Loans:

  • Signature Loan. All we need is your signature and you’re good to go. Use the money for whatever you need and enjoy terms that range from less than a year to up to five years. Apply for a Signature Loan
  • Signature Line of Credit. Again, all we need is your signature and you can access funds, up to your total line of credit, online, at an ATM, using Touch Tone Teller, or in person. Apply for a Signature Line of Credit
  • Share Secured Loans. This is a great product for establishing, enhancing or repairing your credit score. And you can easily secure it using your CU of NU savings account. Apply for a Shared Secured Loan

Enjoy the freedom to prosper. Apply online. If you have questions about which Personal Loans or Line of Credit is right for you, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org or stop by one of our convenient branch locations.

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Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.

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