Due to construction being performed by Ewing Township on Sylvia Street they have asked us to close our entrances on Sylvia Street. They estimate this to be a two to three week project starting June 1st. The traffic patterns in and out of our Ewing branch may change during the project according to the construction officials. Please use caution when visiting us in Ewing. Thank you.

Hardship relief is available for members impacted by the coronavirus (COVID-19) pandemic.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

View our updated branch hours and closure information due to coronavirus (COVID-19) health concerns.

COVID-19 Response: Hardship Relief

Hardship Relief Announcement

[published on April 1, 2020]

The COVID-19 pandemic is inflicting significant harm on many New Jersey residents. On March 28th, Governor Murphy issued a press release announcing an initiative to help ensure that no one loses their home during this public health crisis.

Under Governor Murphy’s proposal, New Jerseyans who are struggling financially as a result of COVID-19 may be eligible for the following relief upon contacting their financial institution:

90-Day Grace Period for Mortgage Payments
Credit Union of New Jersey will offer, consistent with applicable guidelines, mortgage payment forbearances of up to 90 days to borrowers economically impacted by COVID-19. In addition, we will:

  • Provide borrowers a streamlined process to request a forbearance for COVID-19-related reasons, supported with available documentation;
  • Confirm approval of and terms of forbearance program; and
  • Provide borrowers the opportunity to request additional relief, as practicable, upon continued showing of hardship due to COVID-19.

No Negative Credit Impacts Resulting from Relief
Credit Union of New Jersey will not report derogatory tradelines (e.g., late payments) to credit reporting agencies, consistent with applicable guidelines, for borrowers taking advantage of COVID-19-related relief.

Moratorium on Initiating Foreclosure Sales or Evictions
For at least 60 days, Credit Union of New Jersey will not initiate foreclosure sales or evictions, consistent with applicable guidelines.

Relief from Fees and Charges
For at least 90 days, Credit Union of New Jersey will waive or refund at least the following for members who have requested assistance:

  • Mortgage-related late fees; and
  • Other fees, including early CD withdrawals (subject to applicable federal regulations).

Please call us at 609.538.4061 (8:00 a.m. to 8:00 p.m. Monday – Friday; 9:00 a.m. to 12:00 p.m. Saturday) to discuss your mortgage relief options.

Click for more information on New Jersey’s COVID-19 related mortgage relief.

General and Loan Assistance

[published on April 1, 2020]

As a valued member of Credit Union of New Jersey, should you experience financial difficulty as a result of this pandemic, please call us at 609.538.4061 (8:00 a.m. to 8:00 p.m. Monday – Friday; 9:00 a.m. to 12:00 p.m. Saturday) to discuss your options. We offer a number of hardship relief options for which members may be eligible depending on your product(s) and needs.

If you are unable to make your payment, we may have options to help you navigate this unprecedented time.

Credit Union of New Jersey will consider assisting those impacted members by waiving or refunding fees associated with deposit accounts or lending products, including credit cards and mortgages. If you’re concerned about making consumer loan, auto loan, credit card or mortgage loan payments, we have a variety of programs available to assist you. Solutions may include the ability to postpone payments for a period of time.

You may be able to postpone payments for up to 90 days with no late fees during the postponement period if you have one of the following products:

  • Auto Loan
  • Unsecured Signature Loan
  • Credit Card
  • Unsecured Line of Credit
  • Mortgage
  • Home Equity Loan
  • Home Equity Line of Credit

Educational resources are also available through our Savvy Money Checkup where members can:

  • Learn how to create a working budget based on your income versus expenses
  • Get a handle on what you owe, who you owe and where your money is being spent
  • Receive advice on how to allocate your income to pay off debt faster
  • Talk to a CU of NJ professional to improve your current financial situation

We will continue to monitor events as they relate to the coronavirus (COVID-19) pandemic. As always, our focus remains on the safety and well-being of our members and employees. Our thoughts are with all those in our communities who are impacted.

Enjoy the freedom to prosper. If you have any questions about our hardship relief, just give us a call at 609.538.4061 or 800.538.4061 or email us at memberservices@cunj.org.

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