Where the rubber meets the road.
When you need a vehicle, we’re here to get you rolling. We’ll even get you pre-approved before you start shopping, so you can make your best deal with cash in hand.
And don’t think you’re stuck with an existing auto loan that has too high a rate, too long a term or monthly payments that sting your budget. We can refinance that loan from another lender to give you a rate, term and/or monthly payment that make more sense for you.
Plus, you’re going to reap the benefits of this total package we’ve put together for our members:
- Financing up to 115% of the vehicle’s value
- Down payments as little as $0
- Terms up to 84 months on new or used vehicles
- Lots of great low-rate options
- Online application with an instant decision
- Extended warranties at significantly less than a dealership will charge you
- Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC) at a fraction of a dealers’ cost
- Access to all the tools GrooveCar offers during your vehicle search and throughout the negotiating process
- Special offers via our partnership with Enterprise Car Sales
Don’t be fooled by Zero Percent Financing from the dealership. We can show you the math on why it’s not as great as it sounds.
Enjoy the freedom to prosper. You can apply online right now to get an instant decision from us. Of course, if you have questions about our Auto & Truck Loans, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org or stop by one of our convenient branch locations.