The annual meeting scheduled for April 21st, 2021 will be a live streamed event. There will be no indoor gathering. Click here for details.

Lafayette Street ATM: Due to building construction the ATM located at 12 E. Lafayette St. will not be available until further notice. Please visit for the closest surcharge-free ATM. We apologize for the inconvenience.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Credit Cards

The best to know when you’re on the go.

Our MasterCard® Credit Cards are such great financial tools. They can be used for everyday purchases, they’re very handy when it comes to emergencies, and they can even help you improve your credit score if used wisely.

Whatever your financial objective is, we have all your bases covered with the following card programs:

  • Platinum. A fantastic card for our members seeking a low rate.
  • Platinum Rewards. For our members who use their credit card often, tend to pay off their balances each month and love the perks of earning Reward Points that can be redeemed for awesome merchandise, gift cards and travel-related purchases.
  • Student. The perfect choice for our members between the ages of 18 and 21 who are seeking to establish credit.
  • Secured. For our members who just need some help establishing or re-establishing credit.

Here’s how our cards stack up:

Card Comparison chart
Type of Card Platinum Platinum Rewards Student Secured
New Account Special Offer 2.99% APR* for 12 months on Purchases, Balance Transfers, and Cash Advances 5,000 Bonus Points** N/A N/A
Reward Points N/A 1 point for every dollar spent in purchases N/A N/A
Pricing & Terms
Consumer Agreement
As low as 8.15% to 16.15% APR variable As low as 9.15% to 17.15% APR variable As low as 13.99% As low as 14.99%
Credit Limit Up to $25,000 Up to $25,000 Up to $25,000 Up to $25,000
Annual Fee $0 $0 $0 $0
Apple Pay logo Apple Pay™
Samsung Pay Samsung Pay™
Google Pay Google Pay™
Credit Card Alerts
Debt Protection
Emergency Card Replacement and Emergency Cash Disbursement
Travel Accident Insurance
Trip Interruption/ Trip Cancellation
Auto Rental Collision Damage Waiver

Credit Card Alerts Now Available!

Now you can receive near real-time alerts about your credit card activity and set up custom alerts to be sent to your phone or email address. You can make changes to your selections any time. Register your card here!

Enjoy the freedom to prosper. If you have questions about our portfolio of credit cards, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at or stop by one of our convenient branch locations.


Introductory rate of 2.99% APR (Annual Percentage Rate) applies to the first 12 billing cycles and is subject to credit approval. Thereafter, APR is 8.15% to 16.15% variable, based on creditworthiness. This rate will vary with the market based on the Prime Rate. Membership eligibility required. Membership deposit of $5.00 is required at all times in Main Share Savings Account.


Subject to credit approval. 5,000 bonus points are received after account opening.

Build your relationship with us through these other related products:

Member Only Deals - Love My Credit Union | Start Saving
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.