Our branches will be closing at 2:00 p.m. on Monday, December 24th in observance of Christmas. We will also be closed all day on Tuesday, December 25th.

Credit Cards

The best to know when you’re on the go.

Our MasterCard® Credit Cards are such great financial tools. They can be used for everyday purchases, they’re very handy when it comes to emergencies, and they can even help you improve your credit score if used wisely.

Whatever your financial objective is, we have all your bases covered with the following card programs:

  • Platinum. A fantastic card for our members seeking a low rate.
  • Platinum Rewards. For our members who use their credit card often, tend to pay off their balances each month and love the perks of earning Reward Points that can be redeemed for awesome merchandise, gift cards and travel-related purchases.
  • Student. The perfect choice for our members between the ages of 15 and 21 who are seeking to establish credit.
  • Secured. For our members who just need some help establishing or re-establishing credit.

Here’s how our cards stack up:

Card Comparison chart
Type of Card Platinum Platinum Rewards Student Secured
New Account Special Offer 2.99% APR* for 12 months on Purchases, Balance Transfers, and Cash Advances 5,000 Bonus Points** N/A N/A
Rate
Pricing & Terms
As low as 10.15% to 18.15% APR variable As low as 11.15% to 19.15% APR variable As low as 15.99% As low as 16.99%
Credit Limit Up to $50,000 Up to $50,000 Up to $50,000 Up to $50,000
Annual Fee $0 $0 $0 $0
Apple Pay logo Apple Pay™
Samsung Pay Samsung Pay™
Google Pay Google Pay™
Credit Card Alerts
Debt Protection
Emergency Card Replacement and Emergency Cash Disbursement
Travel Accident Insurance
Disclosure
Trip Interruption/ Trip Cancellation
Disclosure
e-Statements
Auto Rental Collision Damage Waiver

Credit Card Alerts Now Available!

Now you can receive near real-time alerts about your credit card activity and set up custom alerts to be sent to your phone or email address. You can make changes to your selections any time. Register your card here!

Enjoy the freedom to prosper. If you have questions about our portfolio of credit cards, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org or stop by one of our convenient branch locations.

*

APR=Annual Percentage Rate.

**

Subject to credit approval. 5,000 bonus points are received after account opening.

Build your relationship with us through these other related products:

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