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Here are our rates on our Mortgage and Home Equity Products.
Mortgages
See today’s featured rates at our online Mortgage Center. Ready to get started? Apply for a mortgage today.
Fixed-Rate Home Equity Loans 80% Loan-to-Value (LTV)
| Term | Annual Percentage Rate (APR) as low as1: |
|---|---|
| 5 Years | 4.74% |
| 7 Years | 4.99% |
| 10 Years | 5.24% |
| 15 Years | 5.49% |
| 20 Years | 5.74% |
Fixed rates available. Rates are subject to change without notice. Loan is subject to credit approval. Minimum loan amount is $10,000.00. Maximum loan amount is $500,000.00. The loan payment is $18.99 per $1,000.00 borrowed at 4.74% APR for 60 months (5 years). APR may vary depending on individual credit history.
Fixed-Rate Home Equity Loans 90% Loan-to-Value (LTV)
| Term | Annual Percentage Rate (APR) as low as2: |
|---|---|
| 5 Years | 5.99% |
| 7 Years | 6.49% |
| 10 Years | 6.74% |
| 15 Years | 6.99% |
Fixed rates available. Rates subject to change without notice. Subject to credit approval. Minimum loan amount is $10,000.00. Maximum loan amount is $500,000.00. The loan payment is $19.45 per $1,000.00 borrowed at 5.99% APR for 60 months. APR may vary depending on individual credit history.
Variable Home Equity Line of Credit (HELOC)
| Percent of Home Value | Annual Percentage Rate (APR) as low as3: |
|---|---|
| 80% | 6.74% |
| 90% | 7.74% |
Annual percentage rate is subject to change without notice. The maximum APR that can apply is 18% or the maximum permitted by law, whichever is less. APR may vary depending on individual credit history.
Enjoy the freedom to prosper. If you have questions about Home Loan Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.
