Due to system maintenance on Sunday, October 24th from 12:30AM – 4:30AM, e-Banking and Mobile Banking may be unavailable. We apologize for the inconvenience.

We’re hiring! Check out a list of open positions here.

Lafayette Street ATM: Due to building construction the ATM located at 12 E. Lafayette St. will not be available until further notice. Please visit AllpointNetwork.com for the closest surcharge-free ATM. We apologize for the inconvenience.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Lifestyle Loans

Why wait?

There are certain things in life you just shouldn’t miss. That’s exactly why we created our Lifestyle Loans—to make sure you don’t spend the rest of your life wondering “what if?” So grab the bull by the horns and take that bucket list vacation or buy that perfect engagement ring for the perfect partner. Whatever you need the money for, we’re here to help you get it.

With our Lifestyle Loans, you can borrow up to $25,000 and you can take up to 90 days before making your first payment* with rates as low as:

  • 6.24% APR** for 36 months
  • 7.24% APR** for 48 months
  • 8.24% APR** for 60 months

Apply today

Enjoy the freedom to prosper. Apply for a Lifestyle Loan online today. If you have questions about our Lifestyle Loans, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org or stop by one of our convenient branch locations.


Each lifestyle loan closed during this promotional period will make no payments for 90 days. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying your payment during 2020. Interest will accrue during this period. Loan amounts of up to $25,000 are available. Processing fee of $35 will apply.


Annual Percentage Rate (APR) effective as of January 1, 2018. Subject to credit approval. Financing available up to 60 months. Rates as low as 6.24% for 36 months, 7.24% for 48 months, and 8.24% for 60 months. Rates are based on credit worthiness and subject to change without notice. Payment amount is determined by APR and term. The loan payment is $30.54 per $1,000 borrowed at 6.24% for 36 months. The loan payment is $24.07 per $1,000 borrowed at 7.24% for 48 months. The loan payment is $20.40 per $1,000 borrowed at 8.24% for 60 months.

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