Notice: Online loan and deposit applications will be undergoing maintenance beginning Wednesday, February 1 at 11pm through Thursday, February 2 at 1am. We apologize for any inconvenience.

Early Closing – On Tuesday, January 31st all branches will be closing at 3pm. Our call center will be conducting normal business hours. Mobile Banking, Touch Tone Teller and e-Banking are available 24 hours a day.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Personal Loans

Make the most of your journey through life.

There are so many reasons you might need a Personal Loan or Line of Credit.

Just imagine the possibilities:

  • Planning a wedding
  • Arranging an amazing vacation
  • Getting cosmetic or elective surgery
  • Paying for an unexpected major appliance breakdown
  • Affording a completely unexpected major appliance or system repair or replacement
  • Adding security to your home
  • Making your backyard the perfect gathering place for parties

Whatever you can dream, you can do. You can borrow up to $25,000.00 with a term up to 60 months.

We offer three types of Personal Loans:

  • Signature Loan. All we need is your signature and you’re good to go. Use the money for whatever you need and enjoy terms that range from less than a year to up to five years.
  • Signature Line of Credit. Again, all we need is your signature and you can access funds, up to your total line of credit, online, at an ATM, using Touch Tone Teller, or in person.
  • Share Secured Loans. This is a great product for establishing, enhancing or repairing your credit score. And you can easily secure it using your CU of NU savings account.

Enjoy the freedom to prosper. Apply online. If you have questions about which Personal Loans or Line of Credit is right for you, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at or stop by one of our convenient branch locations.

Build your relationship with us through these other related products:

Member Only Deals - Love My Credit Union | Start Saving
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.