Forbes 2019 | Best-in-State Credit Unions (Powered by Statista)

Awarded Best-In-State

Forbes named us Best-In-State—because we truly give you the freedom to prosper.

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Savings & Checking

Share Savings and Checking Accounts with Purchase Rewards for cash back opportunities.

Earn $25 for Referrals

Get extra cash quickly and easily by referring people to us.

person carrying big gift

The perfect gift says it all.

Make the holidays even more memorable with a Credit Union of New Jersey Lifestyle Loan to fund something special.

Unwrap a feeling today

Milk, Cookies and the Gift of Smart Savings

This holiday season smart savings is the gift that lasts forever. With our High-Rate Savings Account you'll earn 7.50% APY* on your first $500 and a great rate after that.

Open your High-Rate Savings Account today
With our new son on the way, we needed to add on to our home. When I found Credit Union of New Jersey, it was perfect timing. I never thought a loan could be so easy. -Trisha, new mother
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Investment & Insurance Services

Ready for the unexpected. Long-term insurance and wealth management strategies so you can invest with confidence.

*

APY=Annual Percentage Yield. 7.50% APY will be paid on the daily balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid only on the portion of your daily balance between $500.01 to $9,999.99 with an APY range for this tier of 7.50% APY to 0.423% APY depending on the balance in the account. A dividend rate of 0.10% will be paid only on the portion of your daily balance between $10,000 and $250,000 with an APY range for this tier of 0.423% APY to 0.113% APY depending on the balance in the account. All rates are subject to change, after account opening, without notice. Maximum deposit amount is $250,000. Membership in good standing and a Regular Share account with a $5 minimum deposit is required. Requires a $50.00 minimum balance. Fees could reduce earnings. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. APY is effective as of June 1, 2018. One 7.50% Savings account per member.

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Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.