We will be closed Monday, January 18th in observance of Martin Luther King Day.

Lafayette Street ATM: Due to building construction the ATM located at 12 E. Lafayette St. will not be available until further notice. Please visit AllpointNetwork.com for the closest surcharge-free ATM. We apologize for the inconvenience.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Due to system maintenance on Sunday, January 17th from 12:30AM – 4:30AM, e-Banking and Mobile Banking may be unavailable. We apologize for the inconvenience.

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Coronavirus (COVID-19) Response

Stay up to date on all news, including branch availability and remote banking access, right here.

Savings & Checking

Share Savings and Checking Accounts with Purchase Rewards for cash back opportunities.

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Shift into financial balance

Start this year off with lower monthly payments and more money in your pocket each month when you refinance your existing auto loan with Credit Union of New Jersey.

Gain balance

Secure your financial stability

Grab incredible purchasing power with 2.99% APR¹ for the first year and rates between 8.15% and 16.15% variable APR¹ after that. Balance and security are well within your reach.

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Investment & Insurance Services

Ready for the unexpected. Long-term insurance and wealth management strategies so you can invest with confidence.


Introductory rate of 2.99% APR (Annual Percentage Rate) applies to the first 12 billing cycles and is subject to credit approval. Thereafter, APR is 8.15% to 16.15% variable, based on creditworthiness. This rate will vary with the market based on the Prime Rate. Membership eligibility required. Membership deposit of $5.00 is required at all times in Main Share Savings Account.

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Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.