Lafayette Street ATM: Due to building construction the ATM located at 12 E. Lafayette St. will not be available until further notice. Please visit for the closest surcharge-free ATM. We apologize for the inconvenience.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

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Earn Cash with Member Referrals

$25* to you, $25 to them. Just let us know who might be interested in becoming a Credit Union of New Jersey member. We'll handle the rest!

Savings & Checking

Share Savings and Checking Accounts with Purchase Rewards for cash back opportunities.

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Shift into financial balance

Start this year off with lower monthly payments and more money in your pocket each month when you refinance your existing auto loan with Credit Union of New Jersey.

Gain balance

Secure your financial stability

Grab incredible purchasing power with 2.99% APR¹ for the first year and rates between 8.15% and 16.15% variable APR¹ after that. Balance and security are well within your reach.

Gain security
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Investment & Insurance Services

Ready for the unexpected. Long-term insurance and wealth management strategies so you can invest with confidence.


To qualify for the referral bonus, the member making the referral must use the online referral form. The referred person must open a membership with CU of NJ via a share savings account and open at least one additional account within 30 days of the referral date. The referred new member’s accounts must remain open for at least 30 days. Bonuses will be awarded via deposits to share savings accounts within 30 days after all criteria has been met. In the event more than one member refers the same individual, CU of NJ will award the bonus to the first member making the referral. Referred member must be new to CU of NJ. Each member is limited to 10 referral bonuses per month. You must qualify for and establish membership at CU of NJ and be of legal contract age to apply. All accounts are subject to our normal approval process. Members and accounts must be in good standing to receive bonuses. CU of NJ rules and regulations apply. Members who have closed their CU of NJ membership within three months prior to being referred are not eligible. Fees can reduce earnings on the account. This offer is non-transferable and may be canceled without prior notice. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith. CU of NJ reserves the right to terminate the program at any time, revise program terms, or refuse bonuses upon our discretion. Ask us for details.


Introductory rate of 2.99% APR (Annual Percentage Rate) applies to the first 12 billing cycles and is subject to credit approval. Thereafter, APR is 8.15% to 16.15% variable, based on creditworthiness. This rate will vary with the market based on the Prime Rate. Membership eligibility required. Membership deposit of $5.00 is required at all times in Main Share Savings Account.

Member Only Deals - Love My Credit Union | Start Saving
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.