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Lafayette Street ATM: Due to building construction the ATM located at 12 E. Lafayette St. will not be available until further notice. Please visit AllpointNetwork.com for the closest surcharge-free ATM. We apologize for the inconvenience.

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Now offering Online Skip-a-Pay and Loan Payments

Defer your next monthly loan payment from the comfort of your home and conveniently make a loan payment from an outside account with our new online Loan portal.

Savings & Checking

Share Savings and Checking Accounts with Purchase Rewards. Don't forget retirement. Earn $25* for referring new members to us.

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Auto Loans + Refinacing

Fuel your other plans.

You’ve got too much going on to worry about your auto loan payment. Save money each month with rates as low as 0.99% APR¹ and no payments for 90 days², giving you the funds for all your other plans.

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Lifestyle Loans

Turn hectic debt into calm stability

Stop the endless cycle of charging up high-interest credit cards by consolidating that debt into one lump sum with one fixed monthly payment with a Credit Union of New Jersey Lifestyle Loan.

Find stability
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Investment & Insurance Services

Ready for the unexpected. Long-term insurance and wealth management strategies so you can invest with confidence.


APR = Annual Percentage Rate. All rates are subject to change without notice and based on credit history. Minimum loan amount of $8,000 required for 60-month terms, $15,000 for 75-month terms and $20,000 for 84-month terms. Payment examples are per $1,000 borrowed for model years 2017 – 2021: 84 months = $12.33; 75 months = $13.76; 60 months = $17.09; 48 months = $21.26; 36 months = $28.21. Other rates and terms available. Member eligibility required. Refinancing available for financing from another lender.


Valid on new and used auto loans. Each auto loan closed during this promotion period will make no payments for 90 days. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying of your payment during 2021. Interest will accrue during this period. Payments made through payroll deduction or automatic payment will be deposited into your account for the time you are skipping/delaying your payment. Refinances from existing CU of NJ loans do not qualify. All loans are subject to credit approval. Certain restrictions may apply. This offer can be discontinued at any time..

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