Due to system maintenance e-Banking, Mobile Banking and electronic account opening services may experience interruptions in service starting at 6pm on October 23, 2019. If downtime is encountered we ask that you please try to access these services at a later time. We apologize for any inconvenience.

Forbes 2019 | Best-in-State Credit Unions (Powered by Statista)

Awarded Best-In-State

Forbes named us Best-In-State—because we truly give you the freedom to prosper.

Learn more

Savings & Checking

Share Savings and Checking Accounts with Purchase Rewards for cash back opportunities.

Earn $25 for Referrals

Get extra cash quickly and easily by referring people to us.


Apply. Get pre-approved.
Get on with the good life.

Easily apply online for a new mortgage or refinance the one you have. And with low rates, $250 off closing costs* and plenty of financing options to choose from, the good life is knocking at your door. Will you answer?

Apply today

It's time your savings got a job.

Does your money need to roll up its sleeves? Put your savings to work with a 7.50% APY** High-Rate Savings Account.

Open yours today
With our new son on the way, we needed to add on to our home. When I found Credit Union of New Jersey, it was perfect timing. I never thought a loan could be so easy. -Trisha, new mother
two forklift drivers
Investment & Insurance Services

Ready for the unexpected. Long-term insurance and wealth management strategies so you can invest with confidence.


The credit union will provide a $250 credit towards your closing costs for any Mortgage Loan approved through CU of NJ. This offer can be discontinued at any time at the discretion of CU of NJ. Mortgage application must be submitted between July 1, 2019 and October 31, 2019 to qualify. Applies to first mortgage lien position loans only. Subject to credit approval.


APY=Annual Percentage Yield. 7.5% APY will be paid on the daily balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid only on the portion of your daily balance between $500.01 to $9,999.99 with an APY range for this tier of 7.500% APY to 0.423% APY depending on the balance in the account. A dividend rate of 0.10% will be paid only on the portion of your daily balance between $10,000 and $250,000 with an APY range for this tier of 0.423% APY to 0.113% APY depending on the balance in the account. All rates are subject to change, after account opening, without notice. Maximum deposit amount is $250,000. Membership in good standing and a Regular Share account with a $5 minimum deposit is required. Requires a $50.00 minimum balance. Fees could reduce earnings. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. APY is effective as of June 1, 2018. One 7.5% Savings account per member.

Love My Credit Union
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.