Credit Union of New Jersey will never ask for account number, debit credit card number, pin or password via e-mail, text or over the phone. Learn more about fraud prevention here.

Your deposits are protected by the National Credit Union Share Insurance Fund and are insured up to at least $250,000 per individual depositor.... Learn More

Important update to our ATM Network: Effective March 1, 2023, we no longer participate in the Allpoint ATM Network. You still have access to 30,000+ surcharge-free ATMs within the Co-op ATM Network.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Municipal Accounts

Building strong communities.

A lot of financial institutions tend to overlook the fact that counties, municipalities and local school districts operate very much like a business. Not us. We’ve built our reputation as the Credit Union of New Jersey by understanding your quite particular needs and serving them with stellar products and services.

Take a look at what we have to offer. If you don’t see exactly what you’re looking for, let us know and we’ll work with you to try and design a custom solution.

Municipal Account Options
Account Municipal Checking Municipal Interest Checking Municipal Money Market Municipal Savings
Minimum Balance $500 $5,000 $25,000 $100
Interest Bearing No
Tier Levels N/A N/A $25,000 – $49,999.99

$50,000 – $249,999.99

$250,000 – $499,999.99


Item Limited Unlimited 100* N/A N/A
Next Day Funding N/A N/A
Remote Deposit Capture

The other side of the equation.

What we’ve presented thus far addresses deposit needs. But counties, municipalities and school districts can also take advantage of our Business Lending programs to address a variety of needs and to meet a variety of objectives.

The finishing touches.

We also offer a full line of Business Services that our Municipal Account holders can take advantage of, such as Payroll and Merchant Services.

Enjoy the freedom to prosper. If you have questions about our Municipal Accounts, feel free to contact our Director of Business Relationships, David Lodato at 609.323.2037 (office), 609.358.2010 (cell phone), or by email:


$0.25 per item thereafter.

Member only deals Love My Credit Union rewards
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.

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$0.25 per item thereafter.

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