Business Share Account Rates
| Account | Dividend Rate | Annual Percentage Yield (APY)¹ | Minimum Opening Balance | Minimum Balance to earn APY |
|---|---|---|---|---|
| Business Share Accounts $0.01 – $499.99 |
0.100% | 0.100% | $100 | $0.01 |
| Business Share Accounts $500 – $1,999.99 |
0.100% | 0.100% | $100 | $0.01 |
| Business Share Accounts $2,000 – $9,999.99 |
0.100% | 0.100% | $100 | $0.01 |
| Business Share Accounts $10,000+ |
0.150% | 0.150% | $100 | $0.01 |
| Business Checking | – | – | $200 | – |
| Better Business Checking | 0.100% | 0.100% | $1,000 | $1,000 |
| Premier Business Money Market $25,000-$49,999.99 |
0.300% | 0.300% | $25,000 | $25,000 |
| Elite Money Market $50,000-$249,999.99 |
0.350% | 0.350% | $50,000 | $50,000 |
| Elite Money Market $250,000-$499,999.99 |
0.`400% | 0.400% | $50,000 | $50,000 |
| Elite Money Market $500,000+ |
0.450% | 0.450% | $50,000 | $50,000 |
Business Share Certificate Rates
| Balance Requirements | Term | Dividend Rate | Annual Percentage Yield (APY)¹ |
|---|---|---|---|
| $500-$99,999.99 | |||
| 3 Months | 0.250% | 0.25% | |
| 6 Months | 0.300% | 0.30% | |
| 7 Months² | 4.41% | 4.50% | |
| 12 Months | 0.350% | 0.35% | |
| 13 Months² | 4.89% | 5.00% | |
| 17 Months² | 5.13% | 5.25% | |
| 18 Months | 0.400% | 0.40% | |
| 2 Years | 0.450% | 0.45% | |
| 3 Years | 0.500% | 0.50% | |
| 4 Years | 0.550% | 0.55% | |
| 5 Years | 0.650% | 0.65% | |
| $100,000+ | |||
| 3 Months | 0.250% | 0.25% | |
| 6 Months | 0.300% | 0.30% | |
| 7 Months² | 4.41% | 4.50% | |
| 12 Months | 0.350% | 0.35% | |
| 13 Months² | 4.89% | 5.00% | |
| 17 Months² | 5.13% | 5.25% | |
| 18 Months | 0.400% | 0.40% | |
| 2 Years | 0.450% | 0.45% | |
| 3 Years | 0.500% | 0.50% | |
| 4 Years | 0.550% | 0.55% | |
| 5 Years | 0.650% | 0.65% |
Enjoy the freedom to prosper. If you have questions about our Business Deposit Accounts, feel free to contact our Director of Business Relationships, David Lodato at 609.323.2037 (office), 609.358.2010 (cell phone), or by email: dlodato@cunj.org.
Rates are effective January 1, 2023 and are subject to change without notice.
<p>APY = Annual Percentage Yield. Rate is effective as of March 1, 2024, and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce the earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. The 7-month certificate will renew as a 12-month certificate at the end of the 7-month period. The 13-month certificate will renew as a 12-month certificate at the end of the 13-month period. The 17-month certificate will renew as an 18-month certificate at the end of the 17-month period.</p>
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Rates are effective January 1, 2023 and are subject to change without notice.
<p>APY = Annual Percentage Yield. Rate is effective as of March 1, 2024, and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce the earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. The 7-month certificate will renew as a 12-month certificate at the end of the 7-month period. The 13-month certificate will renew as a 12-month certificate at the end of the 13-month period. The 17-month certificate will renew as an 18-month certificate at the end of the 17-month period.</p>
