Credit Union of New Jersey will never ask for account number, debit credit card number, pin or password via e-mail, text or over the phone. Learn more about fraud prevention here.

Your deposits are protected by the National Credit Union Share Insurance Fund and are insured up to at least $250,000 per individual depositor.... Learn More

Important update to our ATM Network: Effective March 1, 2023, we no longer participate in the Allpoint ATM Network. You still have access to 30,000+ surcharge-free ATMs within the Co-op ATM Network.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Business Deposit Accounts

Your business’ financial foundation.

When it comes to your business, you need an experienced financial partner who understands the local environment and has all of the products and services you need to establish and grow. Look no further.

Credit Union of New Jersey has a long and trusted track record providing sound advice, extremely competitive financing and outstanding personal attention for all types of entities:

  • Sole Proprietorships
  • Partnerships
  • Corporations
  • Limited Liability Companies
  • Unincorporated Associations

And what that means to you is that you will always be able to count on CU of NJ for superior deposit products.

We offer the following options:

Credit Union of New Jersey Business Deposit Products
Business Share Savings Business Checking Better Business Checking Premier Business Money Market Elite Business Money Market Business Share Certificates
Low $100 deposit to open Low $200 deposit to open $1,000 minimum deposit to open $25,000 minimum deposit to open $50,000 minimum deposit to open Open a Certificate with as little as $500
Earn interest on your entire balance Total of 100 checks and deposits per billing cycle Earn dividends on balances over $1,000 A two-tiered dividend structure that pays a higher dividend on deposits of $100,000+
Tiered dividend rates: balances over $10,000 earn a much higher rate of return Free MasterCard® Debit Card Free MasterCard® Debit Card Terms from 3 months to 5 years
Unlimited deposits Allows six withdrawals per statement month Allows six withdrawals per statement month
Unlimited check writing A unique and aggressive tiered dividend structure so your business earns significantly more on higher balances A smart strategy to allocate business profits for a specific term, while making a stronger rate of return

All accounts are accessible via free e-Banking.

The finishing touches.

We also offer a full line of Business Services that our business members can take advantage of, such as Payroll and Merchant Services.

Enjoy the freedom to prosper. If you have questions about our Business Deposit Accounts, feel free to contact our Director of Business Relationships, David Lodato at 609.323.2037 (office), 609.358.2010 (cell phone), or by email:

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