Your deposits are protected by the National Credit Union Share Insurance Fund and are insured up to at least $250,000 per individual depositor.... Learn More

Important update to our ATM Network: Effective March 1, 2023, we no longer participate in the Allpoint ATM Network. You still have access to 30,000+ surcharge-free ATMs within the Co-op ATM Network.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

A Free Employee Benefit

Real Benefits. No Cost.

When your business partners with Credit Union of New Jersey, our FREE Prosperity Perks program provides exclusive benefits to you and your employees.

For you:

  • Take advantage of terrific business services, including checking and savings accounts, innovative money market accounts, loans, credit cards, merchant services and payroll solutions.
  • Give your employees the opportunity to achieve and maintain strong financial health—at no cost to your business and with very little set-up.
  • Be a hero to your employees by providing access to:
    • Regular onsite visits from CU of NJ reps to provide advice, answer questions and enroll new members
    • Lower or no fees, lower loan rates, higher savings rates and Relationship Rewards
    • Exclusive offers and promotions
  • Enjoy less stressed (which usually equal, more productive) employees

For your employees:

  • A mobile-first member experience for managing their finances, opening accounts, applying for loans and much more
  • Free at-work consultations with Certified Financial Counselors
  • Lower-rate loans
  • Higher yields on savings accounts, club accounts and certificates
  • Reduced or no fees on products and services
  • Exclusive offers and promotions
  • Even stronger perks with Relationship Rewards
  • Nationwide Shared Branches and surcharge-free ATMs

To join our Prosperity Perks program, you’ll just need to become a Select Employee Group (SEG) first:

As soon as we receive and review your application, we’ll contact you to schedule our first on-site visit so we can introduce Prosperity Perks benefits to your employees.

Enjoy the freedom to prosper. If you have questions about our Free Employee Benefit, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at, or stop by one of our convenient branch locations.

Member only deals Love My Credit Union rewards
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.

Learn more

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