The best to know when you’re on the go.
Our Mastercard® Credit Cards are such great financial tools. They can be used for everyday purchases, they’re very handy when it comes to emergencies, and they can even help you improve your credit score if used wisely.
Here’s how our cards stack up:
| Type of Card | Platinum | Platinum Rewards | Student | Secured |
|---|---|---|---|---|
| New Account Special Offer | 2.99% APR¹ for 12 months on Purchases, Balance Transfers, and Cash Advances | 5,000 Bonus Points² | N/A | N/A |
| Reward Points | N/A | 1 point for every dollar spent in purchases | N/A | N/A |
| Rate Pricing & Terms Consumer Agreement |
As low as 11.90% to 18.00% APR¹ variable | As low as 12.90% to 18.00% APR¹ variable | As low as 17.74% APR¹ | As low as 18.00% APR¹ |
| Credit Limit | Up to $25,000 | Up to $25,000 | Up to $25,000 | Up to $25,000 |
| Annual Fee | $0 | $0 | $0 | $0 |
 Apple Pay™ |
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 Samsung Pay™ |
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 Google Pay™ |
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| Online Credit Card Controls | ||||
| Credit Card Alerts | ||||
| Debt Protection | ||||
| Emergency Card Replacement and Emergency Cash Disbursement | ||||
| Guide to Benefits Disclosure |
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| Travel Accident and Baggage Delay Disclosure |
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| e-Statements | ||||
| Auto Rental Collision Damage Waiver |
Every eligible purchase with your Mastercard is a chance for something extraordinary
From October 1 through December 31, 2025, receive an entry for every eligible purchase you make with your Credit Union of New Jersey Mastercard and you could win a personalized trip for four.*
What are online Card Controls?
Want up-to-date credit card controls at your fingertips? You can execute the following anti-fraud and security features right from your e-Banking or Mobile Banking Credit Card Controls tab:
- Turn your credit card on/off in seconds
- Use GPS to control transactions within a designated location
- Limit card use to specific merchants or purchases
- Set credit card spending limits to match your budget
- Report a lost or stolen card
- Cancel your credit card
Whatever your financial objective is, we have all your bases covered with the following card programs:
- Platinum. A fantastic card for our members seeking a low rate.
- Platinum Rewards. For our members who use their credit card often, tend to pay off their balances each month and love the perks of earning Reward Points that can be redeemed for awesome merchandise, gift cards and travel-related purchases.
- Student. The perfect choice for our members between the ages of 18 and 21 who are seeking to establish credit.
- Secured. For our members who just need some help establishing or re-establishing credit.
Important 24/7 Contact Information:
| Contact Reason | Number to call |
|---|---|
| Cardholder Services (Customer Service) | 866-809-7111 |
| Card Holder Services (Status Lost/Stolen or File a Dispute) | 866-809-7111 |
| Fraud | 866-518-0213 |
| Card Activation | 888-691-8661 |
| Credit Card Rewards Program | 866-650-8364 |
| Digital Wallet | 800-870-4186 |
| PIN NOW – to choose or change the PIN | 888-891-2435 |
Payment address: PO Box 37035, Boone, IA 50037-0035
Enjoy the freedom to prosper. If you have questions about our portfolio of credit cards, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org or stop by one of our convenient branch locations.
Membership has its discounts.
Enjoy savings at hundreds of retailers, restaurants and services.
Introductory rate of 2.99% APR (Annual Percentage Rate) applies to the first 12 billing cycles and is subject to credit approval. Thereafter, APR is 11.90% to 18.00% variable, based on creditworthiness. Interest will begin accruing at time of loan. This rate will vary with the market based on the Prime Rate. Membership eligibility required. Membership deposit of $5.00 is required at all times in Main Share Savings Account.
Subject to credit approval. 5,000 bonus points are received after account opening.
NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Open to legal residents of the 50 U.S. & DC who are legal age of majority at time/date of entry. Bank of America card transactions, PIN-based Debit, International, Corporate, and transactions processed on a non-Mastercard operated network are ineligible. Ends 12/31/25. For Official Rules & complete details, Click here.
