The Lafayette Branch will be closed on or about Tuesday, June 24th for renovations. Learn more.

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We’re hiring! Check out a list of open positions here.

Credit Union of New Jersey will never ask for account number, debit credit card number, pin or password via e-mail, text or over the phone. Learn more about fraud prevention here.

We will be closed on Monday, May 26th in observance of Memorial Day.

Business Deposit Rates

Business Share Account Rates

Business Share Account Rates | Current as of May 24, 2025
Account Dividend Rate Annual Percentage Yield (APY)¹ Minimum Opening Balance Minimum Balance to earn APY
Business Share Accounts
$0.01 – $499.99
0.100% 0.100% $100 $0.01
Business Share Accounts
$500 – $1,999.99
0.100% 0.100% $100 $0.01
Business Share Accounts
$2,000 – $9,999.99
0.100% 0.100% $100 $0.01
Business Share Accounts
$10,000+
0.150% 0.150% $100 $0.01
Business Checking $200
Better Business Checking 0.100% 0.100% $1,000 $1,000
Premier Business Money Market
$25,000-$49,999.99
0.300% 0.300% $25,000 $25,000
Elite Money Market
$50,000-$249,999.99
0.350% 0.350% $50,000 $50,000
Elite Money Market
$250,000-$499,999.99
0.`400% 0.400% $50,000 $50,000
Elite Money Market
$500,000+
0.450% 0.450% $50,000 $50,000

Business Share Certificate Rates

Business Share Certificate Rates | Current as of May 24, 2025
Balance Requirements Term Dividend Rate Annual Percentage Yield (APY)¹
$500-$99,999.99
3 Months 2.37% 2.40%
6 Months 2.47% 2.50%
7 Months² 3.69% 3.75%
12 Months 3.445% 3,50%
18 Months 2.96% 3.00%
2 Years 2.47% 2.50%
3 Years 1.00% 1.00%
4 Years 1.00% 1.00%
5 Years 1.00% 1.00%
$100,000+
3 Months 2.37% 2.40%
6 Months 2.47% 2.50%
7 Months² 3.69% 3.75%
12 Months 3.445% 3,50%
18 Months 2.96% 3.00%
2 Years 2.47% 2.50%
3 Years 1.00% 1.00%
4 Years 1.00% 1.00%
5 Years 1.00% 1.00%

Enjoy the freedom to prosper. If you have any questions about our Business Banking products and services, feel free to contact Chris Hartsough at 609-538-4061 or by email: chartsough@cunj.org.

¹

Rates are effective May 1, 2025 and are subject to change without notice.

²

APY = Annual Percentage Yield. Rate is effective as of May 1, 2025, and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce the earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. The 7-month certificate will renew as a 12-month certificate at the end of the 7-month period.

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¹

Rates are effective May 1, 2025 and are subject to change without notice.

²

APY = Annual Percentage Yield. Rate is effective as of May 1, 2025, and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce the earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. The 7-month certificate will renew as a 12-month certificate at the end of the 7-month period.

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