Business Share Account Rates
| Account | Dividend Rate | Annual Percentage Yield (APY)¹ | Minimum Opening Balance | Minimum Balance to earn APY |
|---|---|---|---|---|
| Business Share Accounts $0.01 – $499.99 |
0.100% | 0.100% | $100 | $0.01 |
| Business Share Accounts $500 – $1,999.99 |
0.100% | 0.100% | $100 | $0.01 |
| Business Share Accounts $2,000 – $9,999.99 |
0.100% | 0.100% | $100 | $0.01 |
| Business Share Accounts $10,000+ |
0.150% | 0.150% | $100 | $0.01 |
| Business Checking | – | – | $200 | – |
| Better Business Checking | 0.100% | 0.100% | $1,000 | $1,000 |
| Premier Business Money Market $25,000-$49,999.99 |
0.300% | 0.300% | $25,000 | $25,000 |
| Elite Money Market $50,000-$249,999.99 |
0.350% | 0.350% | $50,000 | $50,000 |
| Elite Money Market $250,000-$499,999.99 |
0.`400% | 0.400% | $50,000 | $50,000 |
| Elite Money Market $500,000+ |
0.450% | 0.450% | $50,000 | $50,000 |
Business Share Certificate Rates
| Balance Requirements | Term | Dividend Rate | Annual Percentage Yield (APY)¹ |
|---|---|---|---|
| $500-$99,999.99 | |||
| 3 Months | 2.37% | 2.40% | |
| 6 Months | 2.47% | 2.50% | |
| 7 Months² | 4.17% | 4.25% | |
| 12 Months | 3.445% | 3.50% | |
| 18 Months | 2.96% | 3.00% | |
| 2 Years | 2.72% | 2.75% | |
| 3 Years | 2.47% | 2.50% | |
| 4 Years | 2.47% | 2.50% | |
| 5 Years | 2.47% | 2.50% | |
| $100,000+ | |||
| 3 Months | 2.37% | 2.40% | |
| 6 Months | 2.47% | 2.50% | |
| 7 Months² | 4.17% | 4.25% | |
| 12 Months | 3.445% | 3.50% | |
| 18 Months | 2.96% | 3.00% | |
| 2 Years | 2.72% | 2.75% | |
| 3 Years | 2.47% | 2.50% | |
| 4 Years | 2.47% | 2.50% | |
| 5 Years | 2.47% | 2.50% |
Enjoy the freedom to prosper. If you have any questions about our Business Banking products and services, feel free to contact Chris Hartsough at 609-538-4061 or by email: chartsough@cunj.org.
Rates are effective May 1, 2025 and are subject to change without notice.
APY = Annual Percentage Yield. Rate is effective as of August 1, 2025, and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce the earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. The 7-month certificate will renew as a 12-month certificate at the end of the 7-month period.
Membership has its discounts.
Enjoy savings at hundreds of retailers, restaurants and services.
Rates are effective May 1, 2025 and are subject to change without notice.
APY = Annual Percentage Yield. Rate is effective as of August 1, 2025, and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce the earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. The 7-month certificate will renew as a 12-month certificate at the end of the 7-month period.
