Notice: Online loan and deposit applications will be undergoing maintenance beginning Wednesday, February 1 at 11pm through Thursday, February 2 at 1am. We apologize for any inconvenience.

Early Closing – On Tuesday, January 31st all branches will be closing at 3pm. Our call center will be conducting normal business hours. Mobile Banking, Touch Tone Teller and e-Banking are available 24 hours a day.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Business Deposit Rates

Business Share Account Rates

Business Share Account Rates | Current as of January 31, 2023
Account Dividend Rate Annual Percentage Yield (APY)* Minimum Opening Balance Minimum Balance to earn APY
Business Share Accounts
$0.01 – $499.99
0.100% 0.100% $100 $0.01
Business Share Accounts
$500 – $1,999.99
0.100% 0.100% $100 $0.01
Business Share Accounts
$2,000 – $9,999.99
0.100% 0.100% $100 $0.01
Business Share Accounts
$10,000+
0.150% 0.150% $100 $0.01
Business Checking $200
Better Business Checking 0.100% 0.100% $1,000 $1,000
Premier Business Money Market
$25,000-$49,999.99
0.300% 0.300% $25,000 $25,000
Elite Money Market
$50,000-$249,999.99
0.350% 0.350% $50,000 $50,000
Elite Money Market
$250,000-$499,999.99
0.`400% 0.400% $50,000 $50,000
Elite Money Market
$500,000+
0.450% 0.450% $50,000 $50,000

Business Share Certificate Rates

Business Share Certificate Rates | Current as of January 31, 2023
Balance Requirements Term Dividend Rate Annual Percentage Yield (APY)**
$500-$99,999.99
3 Months 0.250% 0.25%
6 Months 0.300% 0.30%
12 Months 0.350% 0.35%
18 Months 0.400% 0.40%
2 Years 0.450% 0.45%
3 Years 0.500% 0.50%
4 Years 0.550% 0.55%
5 Years 0.650% 0.65%
$100,000+
3 Months 0.250% 0.25%
6 Months 0.300% 0.30%
12 Months 0.350% 0.35%
18 Months 0.400% 0.40%
2 Years 0.450% 0.45%
3 Years 0.500% 0.50%
4 Years 0.550% 0.55%
5 Years 0.650% 0.65%

Enjoy the freedom to prosper. If you have questions about our Business Deposit Accounts, feel free to contact our Director of Business Relationships, David Lodato at 609.323.2037 (office), 609.358.2010 (cell phone), or by email: dlodato@cunj.org.

*

Rates are effective January 1, 2023 and are subject to change without notice.

**

Rates are effective January 1, 2023 and are subject to change without notice. Penalty for early withdrawal.

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