We will be closed Monday, January 18th in observance of Martin Luther King Day.

Lafayette Street ATM: Due to building construction the ATM located at 12 E. Lafayette St. will not be available until further notice. Please visit AllpointNetwork.com for the closest surcharge-free ATM. We apologize for the inconvenience.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Due to system maintenance on Sunday, January 17th from 12:30AM – 4:30AM, e-Banking and Mobile Banking may be unavailable. We apologize for the inconvenience.

Business Deposit Rates

Business Share Account Rates

Business Share Account Rates | Current as of January 15, 2021
Account Dividend Rate Annual Percentage Yield (APY)* Minimum Opening Balance Minimum Balance to earn APY
Business Share Accounts
$0.01 – $499.99
0.025% 0.025% $100 $0.01
Business Share Accounts
$500 – $1,999.99
0.030% 0.030% $100 $0.01
Business Share Accounts
$2,000 – $9,999.99
0.030% 0.030% $100 $0.01
Business Share Accounts
$10,000+
0.040% 0.040% $100 $0.01
Business Checking $200
Better Business Checking 0.040% 0.040% $1,000 $1,000
Premier Business Money Market
$25,000-$49,999.99
0.080% 0.080% $25,000 $25,000
Elite Money Market
$50,000-$249,999.99
0.100% 0.100% $50,000 $50,000
Elite Money Market
$250,000-$499,999.99
0.`150% 0.150% $50,000 $50,000
Elite Money Market
$500,000+
0.250% 0.250% $50,000 $50,000

Business Share Certificate Rates

Business Share Certificate Rates | Current as of January 15, 2021
Balance Requirements Term Dividend Rate Annual Percentage Yield (APY)**
$500-$99,999.99
3 Months 0.050% 0.05%
6 Months 0.100% 0.10%
12 Months 0.150% 0.15%
18 Months 0.200% 0.20%
2 Years 0.250% 0.25%
3 Years 0.300% 0.30%
4 Years 0.350% 0.35%
5 Years 0.450% 0.45%
$100,000+
3 Months 0.050% 0.05%
6 Months 0.100% 0.10%
12 Months 0.150% 0.15%
18 Months 0.200% 0.20%
2 Years 0.250% 0.25%
3 Years 0.300% 0.30%
4 Years 0.350% 0.35%
5 Years 0.450% 0.45%

Enjoy the freedom to prosper. If you have questions about our Business Deposit Accounts, feel free to contact our Director of Business Relationships, David Lodato at 609.323.2037 (office), 609.358.2010 (cell phone), or by email: dlodato@cunj.org.

*

Rates are effective January 1, 2021 and are subject to change without notice.

**

Rates are effective January 1, 2021 and are subject to change without notice. Penalty for early withdrawal.

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