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Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Business Deposit Rates

Business Share Account Rates

Business Share Account Rates | Current as of July 12, 2020
Account Dividend Rate Annual Percentage Yield (APY)* Minimum Opening Balance Minimum Balance to earn APY
Business Share Accounts
$0.01 – $499.99
0.025% 0.025% $100 $0.01
Business Share Accounts
$500 – $1,999.99
0.050% 0.050% $100 $0.01
Business Share Accounts
$2,000 – $9,999.99
0.050% 0.050% $100 $0.01
Business Share Accounts
$10,000+
0.060% 0.060% $100 $0.01
Business Checking $200
Better Business Checking 0.050% 0.05% $1,000 $1,000
Premier Business Money Market 0.100% 0.10% $25,000 $25,000
Elite Money Market
$50,000-$249,999.99
0.200% 0.20% $50,000 $50,000
Elite Money Market
$250,000-$499,999.99
0.250% 0.25% $50,000 $50,000
Elite Money Market
$500,000+
0.600% 0.60% $50,000 $50,000

Business Share Certificate Rates

Business Share Certificate Rates | Current as of July 12, 2020
Balance Requirements Term Dividend Rate Annual Percentage Yield (APY)**
$500-$99,999.99
3 Months 0.200% 0.20%
6 Months 0.250% 0.25%
1 Year 0.350% 0.35%
18 Months 0.400% 0.40%
2 Years 0.450% 0.45%
3 Years 0.500% 0.50%
4 Years 0.550% 0.55%
5 Years 0.600% 0.60%
$100,000+
3 Months 0.300% 0.30%
6 Months 0.350% 0.35%
1 Year 0.450% 0.45%
18 Months 0.500% 0.50%
2 Years 0.550% 0.55%
3 Years 0.600% 0.60%
4 Years 0.650% 0.65%
5 Years 0.700% 0.70%

Enjoy the freedom to prosper. If you have questions about our Business Deposit Accounts, feel free to contact our Director of Business Relationships, David Lodato at 609.323.2037 (office), 609.358.2010 (cell phone), or by email: dlodato@cunj.org.

*

Rates effective July 1, 2020 and are subject to change without notice.

**

Rates are effective July 1, 2020 and are subject to change without notice. Penalty for early withdrawal.

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