Due to system maintenance on Sunday, October 24th from 12:30AM – 4:30AM, e-Banking and Mobile Banking may be unavailable. We apologize for the inconvenience.

We’re hiring! Check out a list of open positions here.

Lafayette Street ATM: Due to building construction the ATM located at 12 E. Lafayette St. will not be available until further notice. Please visit AllpointNetwork.com for the closest surcharge-free ATM. We apologize for the inconvenience.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Municipal Accounts

Building strong communities.

A lot of financial institutions tend to overlook the fact that counties, municipalities and local school districts operate very much like a business. Not us. We’ve built our reputation as the Credit Union of New Jersey by understanding your quite particular needs and serving them with stellar products and services.

Take a look at what we have to offer. If you don’t see exactly what you’re looking for, let us know and we’ll work with you to try and design a custom solution.

Municipal Account Options
Account Municipal Checking Municipal Interest Checking Municipal Money Market Municipal Savings
Minimum Balance None $10,000 $25,000 $100
Interest Bearing No
Tier Levels N/A N/A $25,000 – $99,999.999

$100,000 – $499,999,999


Item Limited Unlimited 100* N/A N/A
Next Day Funding N/A N/A
Remote Deposit Capture

The other side of the equation.

What we’ve presented thus far addresses deposit needs. But counties, municipalities and school districts can also take advantage of our Business Lending programs to address a variety of needs and to meet a variety of objectives.

The finishing touches.

We also offer a full line of Business Services that our Municipal Account holders can take advantage of, such as Payroll and Merchant Services.

Enjoy the freedom to prosper. If you have questions about our Municipal Accounts, feel free to contact our Director of Business Relationships, David Lodato at 609.323.2037 (office), 609.358.2010 (cell phone), or by email: dlodato@cunj.org.


$0.25 per item thereafter.

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