Your deposits are protected by the National Credit Union Share Insurance Fund and are insured up to at least $250,000 per individual depositor....

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Important update to our ATM Network: Effective March 1, 2023, we no longer participate in the Allpoint ATM Network. You still have access to 30,000+ surcharge-free ATMs within the Co-op ATM Network.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Checking Rates

Powerful and interest bearing.

Earn interest on a checking account? You bet! Take a look at what you’ll earn with our Kasasa Cash, Interest and Senior checking accounts:

Kasasa Account Rates (current as of March 29, 2023)
Account Tier Dividend Rate* APY Minimum Opening Balance Minimum Balance to earn APY
Kasasa Cash® Checking $0.01-$25,000 (qualified) 3.50% 3.51% $5.00 $0.01
$25,000.01 – $125,000 0.50% 3.51% – 1.10% $5.00 $0.01
non-qualified 0.01% 0.01% $5.00 $0.01
Other Checking Account Rates (current as of March 29, 2023)
Account Dividend Rate APY Minimum Opening Balance Minimum Balance to earn APY
Senior Checking Accounts 0.10% 0.10% $0.01 $0.01

Rates are subject to change without notice. Rate may change after account opening. Fees may reduce earning on the account.

Enjoy the freedom to prosper. If you have questions about Checking Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

*

Dividend is calculated on a monthly basis.

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