Your deposits are protected by the National Credit Union Share Insurance Fund and are insured up to at least $250,000 per individual depositor....

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Important update to our ATM Network: Effective March 1, 2023, we no longer participate in the Allpoint ATM Network. You still have access to 30,000+ surcharge-free ATMs within the Co-op ATM Network.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Share Savings

The foundation of your member experience.

Our Regular Savings Account is also called a “share” account, because you automatically own a share in Credit Union of New Jersey when you open it.

But the account is anything but regular:

  • It only takes $5 to open and maintain the account*.
  • You’ll earn strong quarterly dividends on your deposits.
  • You can receive monthly or quarterly account statements.

You can also open Sub-Share Accounts. A Sub-Share Account allows you to have separate savings accounts for specific savings goals, like a bucket-list vacation or a dream wedding. Or maybe you’ll want to set some money aside specifically to pay the Internal Revenue Service or property taxes.

No matter how many sub-accounts you open:

  • It’s still only $5 per account to get started**.
  • You only need to maintain a $100 balance.
  • You’ll earn strong quarterly dividends.
  • You can receive monthly or quarterly account statements for each account.

Enjoy the freedom to prosper. You can open your Regular Savings Account safely and quickly online. If you have questions, feel free to give us a call at 609.538.4061 or 800.538.4061, email us at or stop by one of our convenient branch locations.


Membership deposit of $5 is required at all times in your Main Share Savings Account. All consumer memberships are part of Relationship Rewards program and the great benefits it offers. Non-Participation Fee of $10 is charged to the base savings account for memberships/households not meeting the minimum requirements of the Silver Tier each month. Click here to see full program details.


Minimum Balance to avoid service fee for a Sub Share Savings Account is $100.

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