Auto & Truck Loans

Where the rubber meets the road.

When you need a vehicle, we’re here to get you rolling. We’ll even get you pre-approved before you start shopping, so you can make your best deal with cash in hand.

And don’t think you’re stuck with an existing auto loan that has too high a rate, too long a term or monthly payments that sting your budget. We can refinance that loan from another lender to give you a rate, term and/or monthly payment that make more sense for you.

Plus, you’re going to reap the benefits of this total package we’ve put together for our members:

• Financing up to 115% of the vehicle’s value
• Down payments as little as $0
• Terms up to 84 months on new or used vehicles
• Lots of great low-rate options
• Online application with an instant decision
• Extended warranties at significantly less than a dealership will charge you
• Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC) at a fraction of a dealers’ cost
• Access to all the tools Auto Smart offers during your vehicle search and throughout the negotiating process
• Special offers via our partnership with Enterprise Car Sales

Don’t be fooled by Zero Percent Financing from the dealership. We can show you the math on why it’s not as great as it sounds.

Instant decision-making. Instant peace of mind.

Members now have the convenience of getting their loans approved right at our partner dealerships. Simply mention that you are a Credit Union of New Jersey member while shopping at any of these dealerships and receive a loan decision right on the spot.

Name	Address
Acura of Turnersville	3400 NJ-42, Turnersville, NJ 08012
Audi Turnersville	3751 NJ-42, Blackwood, NJ 08012
AutoBay	4436 Route 130 North, Burlington, NJ 08016
Auto Lenders Egg Harbor Township	6201 Black Horse Pike, Egg Harbor Township, NJ 08234
Auto Lenders Lakewood	1165 NJ-88, Lakewood, NJ 08701
Auto Lenders Liquidation Center	104 NJ-73, Voorhees Township, NJ 08043
Auto Lenders Toms River	1518 NJ-37, Toms River, NJ 08753
Auto Lenders Williamstown	1051 N Black Horse Pike, Williamstown, NJ 08094
BMW of Mt Laurel	1220 Route 73 South, Mount Laurel, NJ 08054
BMW of Turnersville	3400 NJ-42, Turnersville, NJ 08012
Burns Honda	325 Route 73, Marlton, NJ 08053
Carshop – Mount Holly	1971 Burlington-Mount Holly Road, Mount Holly, NJ 08060
Cherry Hill Imports Corp	2261 Marlton Pike W, Cherry Hill Township, NJ 08002
Chevrolet of Turnersville	3400 NJ-42, Turnersville, NJ 08012
Chrysler Dodge Jeep Ram of Princeton	1045 State Road, Princeton, NJ 08540
FC Kerbeck Sons, Inc.	100 NJ-73, Palmyra, NJ 08065
Hamilton Honda	655 US-130, Hamilton Township, NJ 08691
Hessert Chevrolet of Cherry Hill	75 Haddonfield Rd, Cherry Hill Township, NJ 08002
Holman Cadillac	1200 Route 73, Mount Laurel Township, NJ 08054
Holman Ford Lincoln Maple Shade	571 Route 38, Maple Shade, NJ 08052
Holman Ford Lincoln Turnersville	3641 Route 42 South, Turnersville, NJ 08012
Holman Infiniti	577 Route 38, Maple Shade, NJ 08052
Holman Toyota	1301 Route 73, Mount Laurel Township, NJ 08054
Hyundai of Turnersville	3400 NJ-42, Turnersville, NJ 08012
Mercedes-Benz Van Center-Maple Shade	573 Route 38, Maple Shade, NJ 08052
MINI of Mt Laurel	1220 Route 73, Mount Laurel Township, NJ 08054
Mount Holly Nissan	1513 NJ-38, Hainesport, NJ 08036
Nissan of Turnersville	3400 NJ-42, Turnersville, NJ 08012
Princeton BMW	3630 Quaker Bridge Road, Hamilton Township, NJ 08619
Richard Lucas Chevrolet	1077 US-1, Woodbridge Township, NJ 07001
Route 1 Chrysler Jeep Dodge Ram	2700 Brunswick Pike, Lawrence Township, NJ 08648
Route 33 Nissan	951 NJ-33, Hamilton Square, NJ 08960
Subaru of Cherry Hill LLC	1800 Marlton Pike W, Cherry Hill Township, NJ 08002
Team Toyota of Princeton	2871 US-1, Lawrenceville, NJ 08648
Toyota of Turnersville	3400 NJ-42, Turnersville, NJ 08012
Turnersville Mazda	3000 NJ-42, Sicklerville, NJ 08081
Woodbury Nissan	439 Mantua Pike, Woodbury, NJ 08096

Find and finance your next car with Credit Union of New Jersey and Auto Smart.

Financing a car should be fast and painless. That’s why we offer Auto Smart, a convenient lending platform that connects our credit union to over 15,000 of the nation’s top auto dealers.

• Spend less time at the auto dealership – Our Auto Smart partners can access your pre-approved loan, expediting the car-buying process.
• Tap into a nationwide network of auto dealers – Choose from one of our thousands of connected auto dealerships.
• Maximize convenience – Streamline your financing and eliminate extra steps.
• Find your perfect car – Shop your preferred make and model, and save.