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Auto & Truck Loan Rates

It’s time to get moving.

Our vehicle loan rates are designed to help you hit the road.

New Autos* with 20% Down
Term Annual Percentage Rate as low as**
24 Months 4.49%
36 Months 4.74%
48 Months 4.99%
60 Months 5.24%
72 Months 5.49%
84 Months 5.74%
New Autos* with 10% Down
Term Annual Percentage Rate as low as**
24 Months 4.99%
36 Months 5.24%
48 Months 5.49%
60 Months 5.74%
72 Months 5.99%
84 Months 6.24%
New Autos* with 0% Down
Term Annual Percentage Rate as low as**
24 Months 5.49%
36 Months 5.74%
48 Months 5.99%
60 Months 6.24%
72 Months 6.49%
84 Months 6.74%
Used Autos* with 20% Down
Term Annual Percentage Rate as low as**
24 Months 5.24%
36 Months 5.49%
48 Months 5.74%
60 Months 5.99%
72 Months 6.24%
84 Months 6.49%
Used Autos* with 10% Down
Term Annual Percentage Rate as low as**
24 Months 5.74%
36 Months 5.99%
48 Months 6.24%
60 Months 6.49%
72 Months 6.74%
84 Months 6.99%
Used Autos* with 0% Down
Term Annual Percentage Rate as low as**
24 Months 6.24%
36 Months 6.49%
48 Months 6.74%
60 Months 6.99%
72 Months 7.24%
84 Months 7.49%

Enjoy the freedom to prosper. If you have questions about Auto & Truck Loan Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

*

Loans can be borrowed for up to 115% of retail value.

Annual Percentage Rates (APR) subject to change without notice. Certain restrictions may apply. APR may vary depending on individual credit history and age of vehicle. All loans are subject to credit approval.

**

APR = Annual Percentage Rate. All rates are subject to change without notice and based on credit history. Minimum loan amount of $8,000 required for 60-month terms, $15,000 for 72-month terms and $20,000 for 84-month terms. Payment examples are per $1,000 borrowed for model years 2017 – 2022: Rates as low as 5.74% for 84 months = $14.49; as low as 5.49% for 72 months = $16.34; as low as 5.24% for 60 months = $18.99; As low as 4.99% for 48 months = $23.03; as low as 4.74% for 36 months = $29.86; as low as 4.49% for 24 months = $43.65. Other rates and terms available. Member eligibility required. Refinancing available for financing from another lender.

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*

Loans can be borrowed for up to 115% of retail value.

Annual Percentage Rates (APR) subject to change without notice. Certain restrictions may apply. APR may vary depending on individual credit history and age of vehicle. All loans are subject to credit approval.

**

APR = Annual Percentage Rate. All rates are subject to change without notice and based on credit history. Minimum loan amount of $8,000 required for 60-month terms, $15,000 for 72-month terms and $20,000 for 84-month terms. Payment examples are per $1,000 borrowed for model years 2017 – 2022: Rates as low as 5.74% for 84 months = $14.49; as low as 5.49% for 72 months = $16.34; as low as 5.24% for 60 months = $18.99; As low as 4.99% for 48 months = $23.03; as low as 4.74% for 36 months = $29.86; as low as 4.49% for 24 months = $43.65. Other rates and terms available. Member eligibility required. Refinancing available for financing from another lender.

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