We will be closed on Monday, January 21, 2019, in observance of Martin Luther King, Jr. Day.


The Basic building block you need.

If you are in the Basic tier, there are four more level that you can earn in Relationship Rewards. View the program tier comparison here.

Here’s what you need to qualify for the Basic tier:

  • Less than 5 Debit Card Purchase Transactions last month AND
  • Less than $500 Monthly ACH Deposits AND
  • Combined balances less than $1,000 as of the last day of the previous month

Tips for moving up:

  • Increase your household balances by applying for a loan or opening another account.
  • Open a First Mortgage or Investment Account with CU of NJ, and you will automatically get Platinum Plus status!
  • Increase your Signature Based Debit Card Transactions:
    • Say “Credit” instead of “Debit” when making purchases with your Debit Card (“Debit” transactions will not count towards this total)
    • Use your Debit Card more often. Added benefit: Purchase Rewards!
    • If you don’t have a Checking and Debit Card, open one today!
  • Combine your household balances: Opt-in to householding your entire household by completing a Householding Consent Form. This will aggregate your entire household balance and take other qualifications into consideration to give your entire household more benefits!

Enjoy the freedom to prosper. If you have questions about Basic, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

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