We will be closed on Monday, January 21, 2019, in observance of Martin Luther King, Jr. Day.


Going Platinum isn’t hard to do.

Congrats if you have already earned Platinum status. Just remember there is one more level higher in Relationship Rewards that you can earn more benefits from: Platinum Plus.

Here’s what you need to qualify for the Platinum tier:

  • Between 30-49 Debit Card Purchase Transactions last month OR
  • $1,500 – $1,999.99 Monthly ACH Deposits OR
  • Combined balances between $75,000 and $249,999.99 as of the last day of the previous month

Benefits of Platinum:

  • 10 FREE Foreign ATM Withdrawal Fee – The first 10 times you go to a non-CUNJ or non-Allpoint ATM, the fee will be waived!
  • Waived Overdraft Protection Transfer Fee – No more fees when money is swept from another account to cover a debit that came through your account.
  • 2 Free Boxes of Checks Annually* – Enjoy 2 Free boxes of checks annually!
  • Waived Non-Participation Fee
  • 0.10% Discount on all Consumer Loans** (includes vehicle and personal signature loans)
  • Waived Certified Check Fee
  • Waived Check Cashing Fee
  • Waived Paper Statement Fee
  • Waived Incoming Wire Fee
  • Waived Domestic Outgoing Wire Fee
  • Waived Notary Service Fee

Tips for moving up:

  • Increase your household balances by applying for a loan or opening another account.
  • Open a First Mortgage or Investment Account with CU of NJ, and you will automatically get Platinum Plus status!
  • Increase your Signature Based Debit Card Transactions:
    • Say “Credit” instead of “Debit” when making purchases with your Debit Card (“Debit” transactions will not count towards this total)
    • Use your Debit Card more often.  Added benefit: Purchase Rewards!
    • If you don’t have a Checking and Debit Card, open one today!
  • Combine your household balances – Opt-in to householding your entire household by completing a Householding Consent Form.  This will aggregate your entire household balance and take other qualifications into consideration to give your entire household more benefits!

Enjoy the freedom to prosper. If you have questions about Platinum, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.


Annual Check Printing is effective January through December. Must order with a CU of NJ Representative. Selected styles only.


Maximum discount for consumer loans is 0.25% off (Platinum Plus tier) for this program and 0.50% off combined with other programs. Subject to credit approval. First Mortgages, second mortgages (including Home Equity Loans and Lines), student loans, personal line of credit and credit cards are excluded from this discount.

Love My Credit Union
Membership has its discounts.

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