Due to system maintenance on Sunday, October 24th from 12:30AM – 4:30AM, e-Banking and Mobile Banking may be unavailable. We apologize for the inconvenience.

We’re hiring! Check out a list of open positions here.

Lafayette Street ATM: Due to building construction the ATM located at 12 E. Lafayette St. will not be available until further notice. Please visit AllpointNetwork.com for the closest surcharge-free ATM. We apologize for the inconvenience.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Guaranteed Asset Protection

Mind the GAP.

As soon as you drive your new (or new-to-you) car or truck off the lot, its value will depreciate. That’s most often the reality. And, if your vehicle is stolen, damaged beyond repair or totaled, you are still liable to pay the difference. This difference, or the “gap” between your insurer’s settlement and your loan balance, will come out of your pocket for a vehicle that no longer exists.

Guaranteed Asset Protection* or “GAP” can save you thousands. GAP is automotive coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

For just a few dollars a month, GAP can save you from making loan payments on a vehicle that is beyond repair, stolen or totaled.

You can sign up for GAP when you apply for your vehicle loan. There’s no underwriting, no red tape and no hassles. And, for your convenience, the amount can be rolled into your monthly loan payment.

GAP is fully refundable if you cancel the coverage within the first 60 days. Protect your family, your car and your credit rating with GAP automotive coverage. Contact us for a quote.

For additional information, visit cunj.org.

Enjoy the freedom to prosper. If you have questions about GAP insurance, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org or stop by one of our convenience branches.


This information is intended to provide a general outline of the benefits of MEMBER’S CHOICE Guaranteed Asset Protection and should not be relied upon as providing all benefits and limitations when purchasing this protection. Be sure to carefully read your MEMBER’S CHOICE GAP waiver or policy/certificate of insurance for complete details, including any coverage limitations. In states where GAP is a debt cancellation product, MEMBER’S CHOICE GAP is made available through your credit union and CUNA Mutual Insurance Agency, In. Benefits offered can vary by credit union.

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