Credit Union of New Jersey will never ask for account number, debit credit card number, pin or password via e-mail, text or over the phone. Learn more about fraud prevention here.

Your deposits are protected by the National Credit Union Share Insurance Fund and are insured up to at least $250,000 per individual depositor.... Learn More

Important update to our ATM Network: Effective March 1, 2023, we no longer participate in the Allpoint ATM Network. You still have access to 30,000+ surcharge-free ATMs within the Co-op ATM Network.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Municipal Deposits

Building strong communities.

A lot of financial institutions tend to overlook the fact that counties, municipalities and local school districts operate very much like a business. Not us. We’ve built our reputation as the Credit Union of New Jersey by understanding your quite particular needs and serving them with stellar products and services.

Take a look at what we have to offer. If you don’t see exactly what you’re looking for, let us know and we’ll work with you to try and design a custom solution.

Municipal Account Options
Account Municipal Checking Municipal Interest Checking Municipal Money Market Municipal Savings
Minimum Balance None $10,000 $25,000 $100
Interest Bearing No
Tiered Interest Levels N/A N/A $25,000 – $99,999.999

$100,000 – $499,999,999


Transaction Limits Unlimited 100* N/A N/A
Next Day Funding N/A N/A
Remote Deposit Capture

For additional information, visit

Enjoy the freedom to prosper. If you have any questions about Municipal Deposits, just give us a call at 609.538.4061 or 800.538.4061, email us at or stop by one of our branches.


$0.25 per item thereafter.

Member only deals Love My Credit Union rewards
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.

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$0.25 per item thereafter.

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