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IRA Share Account and IRA Certificate Rates

IRA Share Account and IRA Certificate Rates

IRA Share Account Rates¹ | Current as of June 20, 2024
Account Dividend Rate Annual Percentage Yield (APY) Minimum Opening Balance Minimum Balance to Earn APY
IRA Share 0.200% 0.20% $200.00 $200.00
IRA Certificates $500.00-$99,999.99¹ | Current as of June 20, 2024
Term Dividend Rates Annual Percentage Yield (APY)
12 Months 0.35% 0.35%
18 Months 0.40% 0.40%
24 Months 0.45% 0.45%
36 Months 0.50% 0.50%
48 Months 0.55% 0.55%
60 Months 0.65% 0.65%
IRA Certificates $100,000.00+¹ | Current as of June 20, 2024
Term Dividend Rates Annual Percentage Yield (APY)
12 Months 0.35% 0.35%
18 Months 0.40% 0.40%
24 Months 0.45% 0.45%
36 Months 0.50% 0.50%
48 Months 0.55% 0.55%
60 Months 0.65% 0.65%

Enjoy the freedom to prosper. If you have questions about IRA Share Account and IRA Certificate Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

1

Rates effective January 1, 2023 and are subject to change without notice. Penalty for early withdrawal. Minimum balance required to obtain the APY. Fees could reduce earnings.

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1

Rates effective January 1, 2023 and are subject to change without notice. Penalty for early withdrawal. Minimum balance required to obtain the APY. Fees could reduce earnings.

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