IRA Share Account and IRA Certificate Rates
| Account | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY |
|---|---|---|---|---|
| IRA Share | 0.200% | 0.20% | $200.00 | $200.00 |
| Term | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| 12 Months | 0.35% | 0.35% |
| 18 Months | 0.40% | 0.40% |
| 24 Months | 0.45% | 0.45% |
| 36 Months | 0.50% | 0.50% |
| 48 Months | 0.55% | 0.55% |
| 60 Months | 0.65% | 0.65% |
| Term | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| 12 Months | 0.35% | 0.35% |
| 18 Months | 0.40% | 0.40% |
| 24 Months | 0.45% | 0.45% |
| 36 Months | 0.50% | 0.50% |
| 48 Months | 0.55% | 0.55% |
| 60 Months | 0.65% | 0.65% |
Enjoy the freedom to prosper. If you have questions about IRA Share Account and IRA Certificate Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.
1
Rates effective January 1, 2023 and are subject to change without notice. Penalty for early withdrawal. Minimum balance required to obtain the APY. Fees could reduce earnings.
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1
Rates effective January 1, 2023 and are subject to change without notice. Penalty for early withdrawal. Minimum balance required to obtain the APY. Fees could reduce earnings.
