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Kasasa Saver Account Rates

Kasasa Saver Account Rates

Kasasa Saver (current as of April 21, 2024)
Account Tier Dividend Rate* APY Minimum Opening Balance Minimum Balance to earn APY
Kasasa Saver® $0.01-$50,000 (qualified) 3.99% 4.00%** $5.00 $0.01
$50,000.01 – $150,000 (qualified) 0.75% 4.00%** – 1.84% $5.00 $0.01
non-qualified 0.01% 0.01% $5.00 $0.01

Enjoy the freedom to prosper. If you have questions about Kasasa Saver Account Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

*

Dividends are calculated on a monthly basis.

**

Qualification Information:
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your linked Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $5 deposit is required to open the account. At least 1 Direct Deposit, ACH credit, ACH payment or bill pay transaction(s) is required each monthly qualification cycle. Enrollment and agreement to receive e-statements and at least 12 PIN-based / signature-based debit card purchases are conditions of this account each monthly qualification cycle.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.

“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle.

Reward Information:
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn a dividend rate of 3.99% resulting in an APY of 4.00%; and daily balances over $50,000 earn a dividend rate of 0.75% on the portion of the daily balance over $50,000, resulting in a range from 4.00% to 1.84% APY depending on the account’s daily balance.

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.01% resulting in an annual percentage yield of 0.01% APY.

Dividends will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 9/1/23

APY calculations are based on an assumed balance of $50,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Membership restrictions may apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

A $5 minimum deposit is required to open the account.

Limit of one account per member.

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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*

Dividends are calculated on a monthly basis.

**

Qualification Information:
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your linked Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $5 deposit is required to open the account. At least 1 Direct Deposit, ACH credit, ACH payment or bill pay transaction(s) is required each monthly qualification cycle. Enrollment and agreement to receive e-statements and at least 12 PIN-based / signature-based debit card purchases are conditions of this account each monthly qualification cycle.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.

“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle.

Reward Information:
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn a dividend rate of 3.99% resulting in an APY of 4.00%; and daily balances over $50,000 earn a dividend rate of 0.75% on the portion of the daily balance over $50,000, resulting in a range from 4.00% to 1.84% APY depending on the account’s daily balance.

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.01% resulting in an annual percentage yield of 0.01% APY.

Dividends will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 9/1/23

APY calculations are based on an assumed balance of $50,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Membership restrictions may apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

A $5 minimum deposit is required to open the account.

Limit of one account per member.

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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