Money Market Account Rates
| Account | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY |
|---|---|---|---|---|
| Freedom Money Market** $500.00-$500,000 |
3.445% | 3.50% – 3.45% | $500.00 | $1,000.00 |
| Freedom Money Market** $500,000.01 & up |
0.00% | 3.45% – 1.72% | $500.00 | $1,000.00 |
| Tiered Money Market $1,000.00-$9,999.99 |
0.20% | 0.20% | $1,000.00 | $1,000.00 |
| Tiered Money Market $10,000.00+ |
0.25% | 0.25% | $10,000.00 | $10,000.00 |
| Premier Money Market $25,000.00+ |
0.30% | 0.30% | $25,000.00 | $25,000.00 |
| Elite Money Market $50,000.00-$249,999.99 |
0.35% | 0.35% | $50,000.00 | $50,000.00 |
| Elite Money Market $250,000.00+ |
0.40% | 0.40% | $250,000.00 | $250,000.00 |
Enjoy the freedom to prosper. If you have questions about Money Market Account Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.
Membership has its discounts.
Enjoy savings at hundreds of retailers, restaurants and services.
*
Effective October 1, 2025. Rates subject to change without notice. Annual percentage rates and annual percentage yields on dividend-bearing accounts are based on the most recent dividend declaration. Fees could reduce earnings.
**
Dividends are paid only on the portion of the balance within the specified tier.
