The Lafayette Branch will be closed on or about Thursday, July 10th for renovations. Learn more.

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We’re hiring! Check out a list of open positions here.

Be aware of phishing phone calls, text messages, or emails that may ask you to provide your Credit Union of New Jersey Online account information, or debit/credit card information such as number, expiration date, CVV and/or PIN. Please note that Omantel Mobile and Noon Minutes have been identified as being part of a phishing scam fraud alert. Stay vigilant as scammers may prompt you to call a fake customer service number or visit a "spoofed" website. Credit Union of New Jersey will never contact you to ask for this information, so if you suspect a scam involving your account, please contact us immediately. Learn more about fraud prevention and member security here.

Regular Share Account Rates

Share Account Rates

Regular Share Account Rates* | Current as of September 09, 2025
Account Dividend Rate Annual Percentage Yield (APY) Minimum Opening Balance Minimum Balance to Earn APY
Regular Share Account
$0.01-$499.99
0.10% 0.10% $5.00 $0.01
Regular Share Account
$500.00-$9,999.99
0.10% 0.10% $5.00 $0.01
Regular Share Account
$10,000.00+
0.15% 0.15% $5.00 $0.01

Enjoy the freedom to prosper. If you have questions about Regular Share Account Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

*

Rates effective January 1, 2023 and are subject to change without notice. Annual percentage rates and annual percentage yields on dividend-bearing accounts are based on the most recent dividend declaration. Fees could reduce earnings.

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*

Rates effective January 1, 2023 and are subject to change without notice. Annual percentage rates and annual percentage yields on dividend-bearing accounts are based on the most recent dividend declaration. Fees could reduce earnings.

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