Credit Union of New Jersey will never ask for account number, debit credit card number, pin or password via e-mail, text or over the phone. Learn more about fraud prevention here.

Your deposits are protected by the National Credit Union Share Insurance Fund and are insured up to at least $250,000 per individual depositor.... Learn More

Important update to our ATM Network: Effective March 1, 2023, we no longer participate in the Allpoint ATM Network. You still have access to 30,000+ surcharge-free ATMs within the Co-op ATM Network.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Personal & Lifestyle Loan Rates

The possibilities are endless.

When you need a Personal Loan or Line of Credit, we’re here to make it happen for you. With an “as low as” rate that’s less than what many credit cards offer, you can take care of whatever you need to do easily and affordably.

Lifestyle Loan Rates | Up to $25,000 maximum | Current as of March 29, 2024
Up to $25,000 maximum As low as APR
36 Months 7.24% APR*
48 Months 8.24% APR*
60 Months 9.24% APR*

Personal Loan Rates | Up to $25,000 maximum | Current as of March 29, 2024
Up to $25,000 maximum As low as APR
Up to 60 Months 10.49% APR*

APR may vary depending on individual credit history.

Enjoy the freedom to prosper. If you have questions about Personal & Lifestyle Loan Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

*

APR = Annual Percentage Rate. All loans subject to credit approval.

Member only deals Love My Credit Union rewards
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.

Learn more

*

APR = Annual Percentage Rate. All loans subject to credit approval.

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