The Lafayette Branch will be closed on or about Thursday, July 10th for renovations. Learn more.

A tax on credit unions is a tax on members - learn more and take action. Don't Tax My Credit Union

We’re hiring! Check out a list of open positions here.

Be aware of phishing phone calls, text messages, or emails that may ask you to provide your Credit Union of New Jersey Online account information, or debit/credit card information such as number, expiration date, CVV and/or PIN. Please note that Omantel Mobile and Noon Minutes have been identified as being part of a phishing scam fraud alert. Stay vigilant as scammers may prompt you to call a fake customer service number or visit a "spoofed" website. Credit Union of New Jersey will never contact you to ask for this information, so if you suspect a scam involving your account, please contact us immediately. Learn more about fraud prevention and member security here.

We will be closed on Monday, September 1st in observance of Labor Day.

Personal & Lifestyle Loan Rates

The possibilities are endless.

When you need a Personal Loan or Line of Credit, we’re here to make it happen for you. With an “as low as” rate that’s less than what many credit cards offer, you can take care of whatever you need to do easily and affordably.

Lifestyle Loan Rates | Up to $25,000 maximum | Current as of August 26, 2025
Up to $25,000 maximum As low as APR
36 Months 7.24% APR*
48 Months 8.24% APR*
60 Months 9.24% APR*

Personal Loan Rates | Up to $25,000 maximum | Current as of August 26, 2025
Up to $25,000 maximum As low as APR
Up to 60 Months 10.49% APR*

APR may vary depending on individual credit history.

Enjoy the freedom to prosper. If you have questions about Personal & Lifestyle Loan Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

*

APR = Annual Percentage Rate. All loans subject to credit approval.

Member only deals Love My Credit Union rewards
Membership has its discounts.

Enjoy savings at hundreds of retailers, restaurants and services.

Learn more

*

APR = Annual Percentage Rate. All loans subject to credit approval.

Credit Union of New Jersey | blue shield on white
e-Banking Login
Login Details
Your new banking assistant - Meet Eddy the Eagle

Eddy is your new banking assistant who can provide instant answers to account inquiries, help you make account transfers and so much more.

Say Hello