Effective January 18th our Willingboro Branch will no longer have Saturday hours. Members may utilize Touch Tone Teller, e-Banking, Mobile Banking, Shared Branching Locations and the Allpoint ATM Network to conduct transactions. We apologize for any inconvenience.

IRA Share Account and IRA Certificate Rates

IRA Share Account and IRA Certificate Rates

IRA Share Account Rates | Current as of January 25, 2020
Account Dividend Rate Annual Percentage Yield (APY) Minimum Opening Balance Minimum Balance to Earn APY
IRA Share 0.250% 0.25% $200.00 $200.00
IRA Certificates $500.00-$99,999.991 | Current as of January 25, 2020
Term Dividend Rates Annual Percentage Yield (APY)
12 Months 0.850% 0.85%
18 Months 0.995% 1.00%
24 Months 1.090% 1.10%
36 Months 1.340% 1.35%
48 Months 1.590% 1.60%
60 Months 1.830% 1.85%
IRA Certificates $100,000.00+1 | Current as of January 25, 2020
Term Dividend Rates Annual Percentage Yield (APY)
12 Months 0.945% 0.95%
18 Months 1.090% 1.10%
24 Months 1.190% 1.20%
36 Months 1.440% 1.45%
48 Months 1.685% 1.70%
60 Months 1.930% 1.95%

Enjoy the freedom to prosper. If you have questions about IRA Share Account and IRA Certificate Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

1

Rates effective March 29, 2019 and are subject to change without notice. Penalty for early withdrawal.

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