Notice: Online loan and deposit applications will be undergoing maintenance beginning Wednesday, February 1 at 11pm through Thursday, February 2 at 1am. We apologize for any inconvenience.

Early Closing – On Tuesday, January 31st all branches will be closing at 3pm. Our call center will be conducting normal business hours. Mobile Banking, Touch Tone Teller and e-Banking are available 24 hours a day.

We’re hiring! Check out a list of open positions here.

Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

Share Certificate Rates

Share Certificate Rates

Share Certificates $500.00-$99,999.99¹ | Current as of January 31, 2023
Term Dividend Rates Annual Percentage Yield (APY)
3 Months 0.25% 0.25%
6 Months 0.30% 0.30%
12 Months 0.35% 0.35%
18 Months 0.40% 0.40%
24 Months 0.45% 0.45%
36 Months 0.50% 0.50%
48 Months 0.55% 0.55%
60 Months 0.65% 0.65%
Share Certificates $100,000.00+¹ | Current as of January 31, 2023
Term Dividend Rates Annual Percentage Yield (APY)
3 Months 0.25% 0.25%
6 Months 0.30% 0.30%
12 Months 0.35% 0.35%
18 Months 0.40% 0.40%
24 Months 0.45% 0.45%
36 Months 0.50% 0.50%
48 Months 0.55% 0.55%
60 Months 0.65% 0.65%

Enjoy the freedom to prosper. If you have questions about Share Certificate Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

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Rates effective October 1, 2022 and are subject to change without notice. Penalty for early withdrawal.

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