There’s always a Silver lining.
Congrats if you have already earned Silver status. There are three more tiers higher in Relationship Rewards that you can earn more benefits from: Gold, Platinum and Platinum Plus.
Here’s what you need to qualify for the Silver tier:
- Between 5-19 Debit Card Purchase Transactions last month OR
- $500 to $999.99 Monthly ACH Deposits OR
- Combined balances between $1,000 and $24,999.99 as of the last day of the previous month OR
- New Member within last 120 days
Benefits of Silver Tier:
- Discounted Foreign ATM Withdrawal Fee – Discounted fee anytime you go to a non-CUNJ or non-Allpoint ATM!
- Discounted Overdraft Protection Transfer Fee – Discounted fees when money is swept from another account to cover a debit that came through your account.
- Waived Non-Participation Fee
- Discounted Check Cashing Fee
- Discounted Paper Statement Fee
- Discounted Incoming Wire Fee
- Waived Notary Service Fee
Tips for moving up:
- Increase your household balances by applying for a loan or opening another account.
- Open a First Mortgage or Investment Account with CU of NJ, and you will automatically get Platinum Plus status!
- Increase your Signature Based Debit Card Transactions:
- Say “Credit” instead of “Debit” when making purchases with your Debit Card (“Debit” transactions will not count towards this total)
- Use your Debit Card more often. Added benefit: Purchase Rewards!
- If you don’t have a Checking and Debit Card, open one today!
- Combine your household balances: Opt-in to householding your entire household by completing a Householding Consent Form. This will aggregate your entire household balance and take other qualifications into consideration to give your entire household more benefits!